Smartphones are designed to make hectic lives more manageable. Hundreds of applications are written to differentiate one from the other. The BlackBerry® is among the best of them with personal finance applications that are definite “must haves”.
#1- eWallet for BlackBerry ByIliumSoftware
Safeguard sensitive information from unauthorized users without sacrificing convenience. eWallet tracks account numbers, passwords, PINs, vault combination, etc. This program boasts of 256-bit AES encryption.
#2- ShopMagic By Software-for-BlackBerry
ShopMagic, will arrange shopping lists according to the aisles of your favorite stores, and you can create separate lists for every store that you frequent. Keep it in “make list” mode as you go through your day, only adding items as you remember them. On the “Go Shopping” mode, every item you mark as “bought” gets removed from the current list.
#3- trackIT: Expense Edition By Javatek Media
Record all financial transactions as you make them. It has a pre-loaded list of common expenses but you can still add and customize according to your own needs. Manage your regular payments with the Scheduled Expense function. Separate your personal and business expenses and set it to give you reminders of upcoming payments you need to make.
#4 – Stock Manage By TinyStocks
Avid stock market players find this app very helpful for keeping up with all their stocks. It is easy to use and can be set to generate alerts for stock price changes and profits. It displays updates for the world’s major stock markets as well.
#5 – eCheckRegister By Total Wireless Solutions
This is an electronic checkbook cum account manager. Record all savings and checking account transactions, money market and other financial activities. It’s like having your bank in the palm of your hand. Deposits, withdrawals or even transferring funds between accounts is very simple.
#6 – SplashMoney By SplashData
SplashMoney is a pocket banker. It may seem similar to other apps except it includes a desktop version that can sync with your BlackBerry® so you can choose whichever device you feel like using at any one time. If your bank supports Direct Connect, you will have direct access to your bank records with this application. The Account View screen lets you see your savings, checking, credit card, home equity, retirement accounts and credit lines.
#7 – powerOne By Infinity Softworks
Financial planning is never easy but it helps to have this app on your BlackBerry®. It’s a decision-making tool for mortgage planning, value of money, profit margin, cash flow and break even points. There are templates where you will simply input known values like current price, payment terms and interest rates. Use it when buying a home or a car.
#8 – Mobile Checkbook By Mobatech
This is ranked as the No. 1 Personal Finance Application for BlackBerry®. With this app you can record transactions, reconcile your balances and make a schedule for recurring transactions. It has a back-up and restore feature and allows export of your transactions to email.
#9 – Bank Account Forecaster By Focus Computing Solutions Corporation
This app will let you see your bank balance months in advance. Just input certain regular deposits of a fixed amount and regular debits like credit card payments or apartment rentals. You will know if you can afford to pay for that new couch you’ve been eyeing or whether buying it will run your account to the ground after only a few months.
#10 – Mortgage Calculator By GeraMobile, Inc
This app will help you decide on the loan amount if you are only willing to pay so much per month, or it will tell you how much your monthly payments will be based on your pre-determined loan amount.
Although some of these applications may seem similar, they do have minute differences that are best appreciated through actual use. There are hundreds more but a lot of them are bank-specific or country-specific.